Insurance

Protect what matters to you with customized insurance policies.

At Webster Insurance, we believe insurance should do more than protect—it should empower. As an independent insurance provider, we work for you, not the carriers. That means access to multiple top-rated insurance companies, objective advice, and solutions tailored to fit your life, business, and future.

What Independence Means for You

More Choices – We shop across a vast network of carriers to find the right coverage at the best value.
Unbiased Guidance – No quotas, no hidden agendas—just honest recommendations based on your needs.
Tailored Solutions – Your risks are unique. So are our strategies.

Our custom-fit insurance policies offer numerous benefits, including;

Our Process: Simple. Transparent for you.

Getting the right coverage shouldn’t be complicated. That’s why we’ve made our process as clear and straightforward as possible.

Step 1

Review Your Current Coverage.

We start by understanding your world. We’ll take a close look at your existing policies to see what’s working and where there might be gaps.

Step 2

Compare the Best Options.

Next, we do the heavy lifting for you. We’ll compare the best options from our network of top-tier carriers to find the perfect fit for your needs and budget.

Step 3

Get Clear, Transparent Guidance.

No jargon, no hidden fees. We’ll walk you through each option in plain language, empowering you to make a confident decision with complete clarity.

Step 4

Enjoy Ongoing Support.

Our relationship doesn’t end when you sign a policy. We’re here for you whenever you need us, providing continuous support and proactive reviews to ensure your coverage always keeps up with your life.

LoWhy Partner with us

Enjoy more choices, exceptional services and custom strategies

Webster Insurance is an independent insurance broker in Tennessee providing a complete suite of insurance services to safeguard you from the unexpected. We believe in prioritizing people over profits, and we strive to build a relationship that goes beyond transaction. Explore our wide range of policies designed to secure what matters most to you.

Life & Personal Insurance

Secure your family’s future and protect what matters most. From term to whole life coverage—and even annuities—you’ll find flexible life insurance options, some without a medical exam when bundled with personal insurance. One plan. Total peace of mind.

Commercial Insurance

Protecting your business is our business. We offer a full suite of coverage to safeguard against everyday risks, from general liability and workers' comp to cyber security and business interruption. We make sure you're protected, so you can stay focused on growth.

Health Insurance

Your health is your most important asset, and we're here to protect it. Whether you're an individual or a business owner, we provide a range of options—including group plans, Medicare supplements, and dental/vision coverage—to keep you and your team healthy and happy.

Frequently Asked Questions

Do you have a question about our insurance services? We have the answers to the most frequent questions clients ask us everyday. If you have a specific question not addressed in our FAQ section, please get in touch with us, and one of our representatives will get back to you soon.

What is an independent insurance broker?

An independent insurance broker sells, solicits, or negotiates insurance contracts for businesses or individuals. They help clients identify and buy different types of insurance policies.

Why should I use a broker to buy insurance policies?

An independent broker is your trusted insurance advisor, with experience and professional qualifications in insurance matters. A broker also possesses bargaining powers; therefore, as a client, you or your business is ensured of quality coverage at a competitive cost.

What is the difference between an agent and a broker?

An independent broker is a skilled insurance professional who works on the client’s behalf. On the flip side, the agent works for the insurance company.

How can I rest assured that I am adequately covered?

Webster Insurance will be in a position to advise on how to determine the adequacy of your insurance policy by gauging your risk exposures. Our team will do valuations for properties.

How can I make an insurance claim?

You will need to report any damage or loss to the insurance company promptly and make sure that you submit all the necessary documents that your insurer will request. You are supposed to cooperate with your insurer to ensure smooth handling of the claim.

What are the benefits of getting insurance coverage from Webster Insurance?

Getting insurance policies from Webster Insurance offers numerous advantages, primarily financial protection against unforeseen events and losses like illness, natural disasters, or accidents. This economic security helps businesses and individuals relieve stress during calamities, maintain their living standards, and offer peace of mind.

A locally-owned and independent insurance company based in Nashville, TN, Webster Insurance offers custom-fit policies, attentive service and sound advice to businesses, families, and individuals across Middle Tennessee, delivering sustainable financial risk strategy solutions and insurance protection you can rely on.